Calculators
Plan your Ontario purchase with mortgage, land transfer tax, CMHC, and rent vs buy estimates. Change the home price once — it carries across every calculator below.
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Enter your quoted rate above — figures are illustrative only.
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These tools use typical assumptions. A free home evaluation gives you a tailored starting point — no obligation.
Common questions
If your down payment is under 20% on a home priced at $1.5 million or less, lenders usually require mortgage insurance (often through CMHC). The premium is typically added to your mortgage balance.